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{"id":319114,"date":"2024-04-08T22:46:54","date_gmt":"2024-04-08T19:46:54","guid":{"rendered":"https:\/\/www.davutgulec.com\/?p=319114"},"modified":"2024-04-08T22:46:54","modified_gmt":"2024-04-08T19:46:54","slug":"en-temel-ve-en-onemli-sorunumuz-faiz","status":"publish","type":"post","link":"https:\/\/www.davutgulec.com\/en-temel-ve-en-onemli-sorunumuz-faiz\/","title":{"rendered":"EN TEMEL VE EN \u00d6NEML\u0130 SORUNUMUZ FA\u0130Z"},"content":{"rendered":"

\u015eENER MENGENE <\/strong><\/p>\n

STRATEJ\u0130 ENST\u0130T\u00dcS\u00dc STRATEJ\u0130K ARA\u015eTIRMALAR MERKEZ\u0130 BA\u015eKANI<\/strong><\/p>\n

En \u00f6nemli ve en acil \u00e7\u00f6z\u00fclmesi gereken sorun Riba(Faiz)’d\u0131r. B\u00fct\u00fcn dikkatimizi buraya verelim. Bu konuya odaklanal\u0131m. En b\u00fcy\u00fck ve en \u00f6nemli strateji; \u00fclkemizi ve m\u00fcsl\u00fcmanlar\u0131, Allaha ve Peygambere harp olan, girdi\u011fi yeri yak\u0131p yok eden, emekleri yerle yeksan eden riba faiz belas\u0131ndan kurtarmak i\u00e7in \u00e7al\u0131\u015fmakt\u0131r. Dikkatimizi da\u011f\u0131tmayal\u0131m, tart\u0131\u015fmalar\u0131 b\u0131rakal\u0131m, karde\u015fli\u011fimizi yeniden tesis edip, b\u00fct\u00fcn enerjimizi bu \u00f6nemli sorunun \u00e7\u00f6z\u00fcm\u00fcne harcayal\u0131m. Bu sorun \u00e7\u00f6z\u00fcl\u00fcrse ekonomide d\u00fczelir, enflasyonda d\u00fczelir, i\u015fsizlikte azal\u0131r, bir\u00e7ok kronik sorun ortadan kalkacakt\u0131r.
\nFA\u0130Z G\u0130DERLER\u0130M\u0130Z
\nT\u00fcrkiye y\u0131lda 100 milyar dolardan fazla faiz borcu \u00f6deyen bir \u00fclke. Devlet, \u00d6zel Sekt\u00f6r ve Bireysel olarak herkes kredi ve kredi kartlar\u0131na g\u0131rtla\u011f\u0131na kadar bor\u00e7lu. K\u00fcresel faiz lobisine ba\u011f\u0131ml\u0131 bir halde, modern k\u00f6le olarak ya\u015f\u0131yoruz. \u00d6ncelikle bu kronik sorunu kal\u0131c\u0131 \u00e7\u00f6zmeliyiz. Bu k\u00f6kl\u00fc sorun \u00e7\u00f6z\u00fcl\u00fcrse, di\u011fer sorunlar da kolayca \u00e7\u00f6z\u00fclecektir. \u00c7\u00f6z\u00fcm; Asr\u0131n Ahili\u011fi Farkl\u0131 \u00c7\u00f6z\u00fcm; Allah r\u0131zas\u0131na uygun, \u00fcretimi ve adil payla\u015f\u0131m\u0131 esas alan faizsiz helal ticaret\u2019tir.
\nGEL\u0130\u015eMEKTE OLAN \u00dcLKELER ETK\u0130LEN\u0130YOR
\nT\u00fcrkiye gibi geli\u015fmekte olan \u00fclkeler; k\u00fcresel d\u00f6viz, faiz, ila\u00e7, g\u0131da, silah, teknoloji ve enerji lobisine ba\u011f\u0131ml\u0131 hale getiriliyor. Yap\u0131lan b\u00fct\u00fcn mal ve hizmetler faizi \u00f6demeye bile yetmemektedir. Bu nedenle \u00fcretime ve helal ticarete dayal\u0131, Faizsiz ve Vade Farks\u0131z Ekonomi Modeli acil ve en \u00f6nemli bir ihtiya\u00e7 olarak, Asr\u0131n Ahili\u011fi Farkl\u0131 \u00e7\u00f6z\u00fcm Faizsiz Ekonomi Modeli ile \u0130slam \u0130ktisad\u0131 yeniden uygulamal\u0131d\u0131r.
\n\u00dcRET\u0130M\u0130 VE HELAL T\u0130CARET\u0130 ESAS ALAN FA\u0130ZS\u0130Z ORTAK PAZAR
\n\u00dcretimi esas alan, b\u00fct\u00fcn helal sekt\u00f6rleri kapsayan, serbest piyasa da al\u0131c\u0131 ve sat\u0131c\u0131lar\u0131n arz ve taleplerini hi\u00e7bir engel olmadan sunabildi\u011fi, de\u011ferlemenin \u00fcr\u00fcn veya alt\u0131n ile yap\u0131ld\u0131\u011f\u0131, emtia, hizmet \u00fcretimi, g\u0131da ve tar\u0131m \u00fcr\u00fcnlerinin da\u011f\u0131t\u0131m\u0131, de\u011fi\u015fimi gibi takas y\u00f6ntemi veya direk \u00fcreticiden t\u00fcketiciye \u00fcr\u00fcnlerin sunuldu\u011fu, faiz ve vade fark\u0131n\u0131n olmad\u0131\u011f\u0131 “Medine Ortak Pazar\u0131” gibi bir ortak pazar olu\u015fturulabilir. Medine pazar\u0131 sayesinde Peygamber Efendimiz(SAV) bir ka\u00e7 y\u0131l da Yahudi t\u00fcccarlar\u0131n bask\u0131s\u0131n\u0131 kolayca k\u0131rm\u0131\u015ft\u0131. Bu y\u00f6ntemi yeniden uygulayabiliriz.
\nASRIN AH\u0130L\u0130K TE\u015eK\u0130LATI UYGULANMALI
\nPandemi ile a\u011f\u0131rla\u015fan ekonomik tablo ile \u0130MF ve D\u00fcnya Bankas\u0131 gibi k\u00fcresel yap\u0131lara mahk\u00fbm edilmektedir. Bu nedenle \u00fclkeler; birlik olup \u00fcretime endeksli “Asr\u0131n Ahili\u011fini ve Faizsiz Ticaret Modelini” yeniden geli\u015ftirmeli ve uygulamal\u0131d\u0131r. Bizim bu konuda k\u00f6kl\u00fc bir ge\u00e7mi\u015f ve y\u00fcksek bir tecr\u00fcbemiz var. “Ahilik Te\u015fkilatlar\u0131” gibi bir ortak pazar ile g\u00fcn\u00fcm\u00fczde de mal ve hizmetler \u00fcretilerek, arz ve talebi faizsiz ve vade farks\u0131z olarak ortak pazara sunularak helal ticaret ger\u00e7ekle\u015ftirilebilir.
\nMENKUL KIYMET P\u0130YASALARI
\nMenkul k\u0131ymet piyasalar\u0131nda ise; devlet faizsiz ticareti destekleyerek yasal mevzuat\u0131 haz\u0131rlar. Merkez bankas\u0131 yoluyla bankalara ve piyasaya paray\u0131 faizsiz olarak vermelidir. Bankalar, faiz ve vade fark\u0131 olmadan yap\u0131lan hizmetler i\u00e7in i\u015flem \u00fccreti ile arac\u0131l\u0131k ve dan\u0131\u015fmanl\u0131k hizmetleri ger\u00e7ekle\u015ftirebilir. Bu sistem; reel sekt\u00f6rlerde ise Kooperatifler Birli\u011fi veya Holdingler Birli\u011fi, T\u00fcccarlar Birli\u011fi gibi sanayici ve i\u015f insanlar\u0131 bir araya gelerek olarak da yap\u0131labilir. Ka\u011f\u0131t para yerine de\u011ferli madeni alt\u0131n, g\u00fcm\u00fc\u015f paraya ge\u00e7ilmelidir. Ka\u011f\u0131t paran\u0131n de\u011feri olmad\u0131\u011f\u0131 i\u00e7in bizzat kendisi enflasyona sebep olmaktad\u0131r. De\u011ferleme alt\u0131n veya \u00fcr\u00fcn \u00fczerinden yap\u0131lmal\u0131d\u0131r. \u0130lim Adamlar\u0131, T\u00fcccarlar ve Devlet bir araya geldi\u011finde faizsiz bir ekonomi olu\u015fturulabilir. Devlet, faizsiz ticareti denetleyen, d\u00fczenleyen ve aksama oldu\u011funda yap\u0131c\u0131 m\u00fcdahale yapan bir konumda olmal\u0131d\u0131r.
\nBORCA VE FA\u0130ZE DAYALI MEVCUT S\u0130STEM
\nD\u00f6viz-Faiz-Enflasyon ve Petro-Dolar sistemi ile T\u00fcrkiye gibi enerjide d\u0131\u015fa ba\u011f\u0131ml\u0131 ve geli\u015fmekte olan \u00fclkeleri \u00e7ok ciddi olarak zorlamakta ve giderek artan bir bor\u00e7 y\u00fck\u00fc alt\u0131nda ezilmektedir. Borca dayal\u0131, d\u00f6viz ve faiz \u00e7ark\u0131 ile b\u00fct\u00fcn kazan\u0131mlar, faiz lobisine gitmektedir. Bu k\u0131s\u0131r d\u00f6ng\u00fc, k\u00f6kl\u00fc bir model olan Medine Ortak Pazar\u0131 ve Asr\u0131n Ahilik Ekonomi Modeli gibi \u00fcretime dayal\u0131, adil bir ortak pazar \u00fczerinden mal ve hizmetlerin ticareti faizsiz ve farks\u0131z olarak yap\u0131labilir. Son d\u00f6nemde; Faizsiz Ekonomi, Merhum Ba\u015fbakan Necmettin Erbakan Hoca 1970’lerde “Adil D\u00fczen” olarak \u00f6nemli bir \u00e7al\u0131\u015fma yapt\u0131. 54. H\u00fck\u00fcmette 11 ayda “Havuz Sistemi” ile denk b\u00fct\u00e7e yapmay\u0131 ba\u015fard\u0131. Bug\u00fcn i\u015f insanlar\u0131 biraraya gelerek Asr\u0131n Ahili\u011fi Farkl\u0131 \u00c7\u00f6z\u00fcm ile \u00e7ok daha g\u00fc\u00e7l\u00fc bir sistem kurabilir.
\nYEN\u0130DEN \u0130SLAM \u0130KT\u0130SADI FA\u0130ZS\u0130Z EKONOM\u0130
\n\u0130MF, D\u00fcnya Bankas\u0131 ve Konsolidasyona ve Moratoryuma gitmemek i\u00e7in “Faizsiz ve Vade Farks\u0131z Ekonomi Modeline” ge\u00e7ilmelidir. Uluslararas\u0131 boyutu D-8, \u0130\u0130T, T\u00fcrk Devletler te\u015fkilat\u0131, Arap Birli\u011fi, ASEAN, \u0130SEDAK gibi, ayr\u0131ca Devlet ve H\u00fck\u00fcmet, Kamu ve \u00d6zel Sekt\u00f6r, \u0130\u015f \u0130nsanlar\u0131, Sanayiciler Organize Sanayi B\u00f6lgeleri ve Kooperatifler, Odalar, Borsalar, Giri\u015fimciler, Yerel Y\u00f6netimler, \u00dcniversiteler, Esnaflar, Medya ve Sivil Toplum Kurulu\u015flar\u0131, \u0130lim-\u0130dare-\u0130ktisat birlikte uygulamal\u0131d\u0131r.
\nEKONOM\u0130DE KALICI \u00c7\u00d6Z\u00dcM
\nBireysel olarak faiz ve faiz(kredi) kart\u0131 kullanmayal\u0131m. Kullananlar\u0131da uyaral\u0131m, iyili\u011fi emredip, k\u00f6t\u00fcl\u00fckten sak\u0131nd\u0131ral\u0131m. Hakk\u0131 ve sabr\u0131 tavsiye edelim. Allaha ve Peygambere sava\u015f a\u00e7mak olan, faiz g\u00fcnah\u0131ndan uzak dural\u0131m. Esnaflar, \u0130malat\u00e7\u0131lar, Kooperatifler, Sanayiciler, \u0130hracat\u00e7\u0131lar, \u015eirketler ve Holdingler olarak bir araya gelerek faizsiz bir ortak pazar kurma zaman\u0131 gelmi\u015ftir. \u00dclkemizin, \u0130slam Aleminin ve \u0130nsanl\u0131\u011f\u0131n, huzuru ve saadeti i\u00e7in, \u00fcretime dayal\u0131, helal ticareti ve adil payla\u015f\u0131m\u0131 esas alan Farkl\u0131 \u00c7\u00f6z\u00fcm Ticaret Pazar\u0131n\u0131 kurmak elzemdir, en b\u00fcy\u00fck vazifedir. \u0130slam \u0130ktisad\u0131, Faizsiz ve Vade farks\u0131z, Helal Ticareti esas alan Asr\u0131n Ahili\u011fini Farkl\u0131 \u00c7\u00f6z\u00fcm Ticaret Pazar\u0131 Modeli ile yeniden uygulamal\u0131y\u0131z. En acil ve \u00f6nemli sorun buras\u0131d\u0131r. B\u00fct\u00fcn dikkatimizi ve enerjimizi buraya verelim. Karde\u015f Ahi olal\u0131m. \u00dcmmet olal\u0131m. \u015eah\u0131slar, partiler, tarikatlerle tart\u0131\u015farak cidal ile biryere varamay\u0131z ve b\u00f6l\u00fcn\u00fcr parampar\u00e7a oluruz. Buraya \u00e7ok dikkat edelim. Bir araya gelelim, karde\u015f olal\u0131m ve bu illetten b\u00fct\u00fcn m\u00fcsl\u00fcmanlar\u0131 kurtaracak \u00e7al\u0131\u015fmalar\u0131 bir an \u00f6nce ba\u015flatal\u0131m.<\/p>\n","protected":false},"excerpt":{"rendered":"

\u015eENER MENGENE STRATEJ\u0130 ENST\u0130T\u00dcS\u00dc STRATEJ\u0130K ARA\u015eTIRMALAR MERKEZ\u0130 BA\u015eKANI En \u00f6nemli ve en acil \u00e7\u00f6z\u00fclmesi gereken sorun Riba(Faiz)’d\u0131r. B\u00fct\u00fcn dikkatimizi buraya verelim. Bu konuya odaklanal\u0131m. En b\u00fcy\u00fck ve en \u00f6nemli strateji; \u00fclkemizi ve m\u00fcsl\u00fcmanlar\u0131, Allaha ve Peygambere harp olan, girdi\u011fi yeri yak\u0131p yok eden, emekleri yerle yeksan eden riba faiz belas\u0131ndan kurtarmak i\u00e7in \u00e7al\u0131\u015fmakt\u0131r. Dikkatimizi da\u011f\u0131tmayal\u0131m, …<\/p>\n","protected":false},"author":2,"featured_media":319115,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[32],"tags":[],"class_list":["post-319114","post","type-post","status-publish","format-standard","has-post-thumbnail","","category-kose-yazilari"],"_links":{"self":[{"href":"https:\/\/www.davutgulec.com\/wp-json\/wp\/v2\/posts\/319114","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.davutgulec.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.davutgulec.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.davutgulec.com\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.davutgulec.com\/wp-json\/wp\/v2\/comments?post=319114"}],"version-history":[{"count":0,"href":"https:\/\/www.davutgulec.com\/wp-json\/wp\/v2\/posts\/319114\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.davutgulec.com\/wp-json\/wp\/v2\/media\/319115"}],"wp:attachment":[{"href":"https:\/\/www.davutgulec.com\/wp-json\/wp\/v2\/media?parent=319114"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.davutgulec.com\/wp-json\/wp\/v2\/categories?post=319114"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.davutgulec.com\/wp-json\/wp\/v2\/tags?post=319114"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}